About Us

The global online lending and investment management company Alfa Finance Group was founded in 2015, when brothers Viesturs and Jānis Kuļikovskis decided to pool their knowledge and experience. Alfa Finance has a strong idea they both share – creating original and modern finance services so that anyone can become his or her own personal investor and financial director in a safe, easy and smart way.

Our key asset is people. We invest in creating the most user-friendly and accessible services possible.

Our business essence is consumer loans and P2P investment platform services for private individuals. In less than two years, we have successfully expanded to Poland, Georgia and Indonesia, with a total of more than 150,000 registered clients and over EUR 16 million in loans issued as financing. The Alfa Finance Group is growing all the time, and the next few years, we plan to develop our operations in other European and Asian markets.

The success of our business is underlined by the fact that more than 95% of our clients would recommend us to their friends.

A subsidiary of the Alfa Finance Group, DoFinance is a platform providing web P2P platform operations which, thanks to innovative financial technologies, offer easy, secure and smart way of borrowing money or investing available financial resources and earning money in a manner that offers an alternative to traditional opportunities such as conservative bank deposits or risky stock markets.

Our Team

The Alfa Finance Group currently has over 50 highly professional employees and each of us values transparency and empathy toward all stakeholders. Our management team combine a diverse set of experiences and backgrounds, brought together by our culture of constant development and pursuit of quality.

Jānis Kuļikovskis

Idea Generator
Keeping his finger on the pulse of the industry worldwide

Jānis is one of the company’s founders and investors and its idea generator with a global vision and his finger on the pulse of the latest trends in business and finance. Jānis has successfully worked and achieved notable successes all over the world in trade, manufacturing and the logistics industry all over the world, which has given him a thorough understanding of diverse businesses and cultures. Jānis has also developed an E-commerce start-up. Today, he is a shareholder and council member at one of Latvia’s most successful print media companies.

Jānis’ greatest contribution to DoFinance is his open-mindedness and desire to be different, to create original ideas and to organise a business model that is appropriate for the Western world, but which is also characterised by the tolerance that is a feature of business in Asia.


Viesturs Kuļikovskis

Co-Founder of DoFinance
Business and risk management integration

Viesturs is a one of company’s founders and investors. He has vast experience in the financial sector as a board member of the largest commercial bank in Latvia. Viesturs has been successful in developing several residential and commercial real estate projects in the Baltics and ecuring the backing of prominent international investors, including the Lehman Brothers Real Estate Fund, AFI Europe and others.

Viesturs’ ability to combine his knowledge of risk assessment and business development has been one of the keys to his success and allows DoFinance to provide secure and effective services to its clients.


Ingars Zagorskis

Solution Finder
Getting things done. He’s more of a doer than a talker

Ingars is a founder and acting Chief Executive Officer of DoFinance, helping it to become a top player in its field in Europe and Asia. Ingars used to work as marketing director for one of Europe’s leading payday loan companies, where he developed the marketing aspects of the firm from scratch. He has also been marketing director for an international bank that operates in the field of consumer lending.

Ingars is an active cyclist, and completing the Ironman Triathlon is on his bucket list. The excitement he gets from sport also helps to keep Ingars continually on the move and in a state of perpetual development in his work.


Toms Ābele

Consumer Expert
Understanding the consumer and putting his needs first

Toms is Marketing Director at DoFinance. He has extensive experience in various areas of marketing. Toms began his career at one of Latvia’s largest PR agencies, and he served as marketing director for a national telecommunications company. Working for the national railway company provided him with a strong foundation in corporate and B2B communication, but Toms’ most exciting and interesting projects have involved participation in several start-ups.

Toms loves to play volleyball and go diving, but what matters most to him is the time spent with his family. That’s why he very much appreciates the fact that the DoFinance team is like a second family for each of its employees.


Līga Korņenkova

Soul of our Operations
Approaching people individually and with empathy

Līga is the soul of operations at DoFinance. For over a decade, she has accumulated extensive multicultural experience, taking part in and leading a variety of performance and business process development and improvement projects in Canada, Slovenia, Bulgaria, the Czech Republic, Scandinavia, Ghana and many other countries. For the past few years, Līga has worked in the online lending industry and helped to develop one of Europe’s leading payday loan companies.

Līga has an adventurous spirit in business and life. She loves to travel, enjoys wildlife, and has an active lifestyle. However, Līga’s strongest belief is that people and a culture of open and frank discussions are biggest assets for any company.

Statistics

ALFA FINANCE GROUP

Group issued loans

Registered payday loan customers

Payday loan customer by gender

Average age of payday
loan customers

Average term
of loan

Average amount
of loan


DO FINANCE

Investment programmes
by popularity

BuyBack guarantee paid 100%

Anti-money laundering procedure

To ensure the safety of investors funds and provide uninterrupted service, Dofinance employs Anti Money Laundering procedures in accordance with the “Law on the Prevention of Money Laundering and Terrorism Financing”